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禤惠儀:港銀跟隨減息有助改善本地經濟及投資氣氛
美聯儲減息0.25釐後,各大香港主要銀行相應將最優惠利率(P息)下調0.125釐。銀行公會主席禤惠儀表示,減息幅度是由各間銀行根據自身營運狀況、業務策略及資產負債表等因素去作決定,強調自去年美國開啓減息週期以來,港銀每次都有跟隨調整。
她又指出,若美國經濟及就業數據持續疲弱,聯儲局年內有望進一步減息,港元拆息或跟隨下行,而近日拆息走高可能與季度結算相關,預期連續四次下調P息有助於刺激本地經濟,改善投資氣氛。
新一份《施政報告》日前發表,她表示,由金管局與銀行公會成立的「中小企融資專責小組」將持續檢視行業需求,提供適切支援。禤惠儀重申,商業房地產貸款佔香港銀行整體組合約14%至15%,未出現過度集中,風險可控。
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