金管局:延長「中小企融資擔保計劃」下八成擔保產品及「還息不還本」安排
金管局表示,行政長官於施政報告中宣布,「中小企融資擔保計劃」下八成信貸擔保產品的申請期將延長兩年至2028年3月底,總信貸保證承擔額將額外增加200億元,至合共3,100億元,而「還息不還本」安排將再度延長一年至2026年11月17日為止。
香港按證保險有限公司會與貸款機構將落實以下安排,合資格的借款企業可在今年11月17日或之前,向貸款機構申請最多12個月的「還息不還本」期,及/或在今年11月18日至明年11月17日期間,向貸款機構申請最多12個月的「還息不還本」期,即合計的「還息不還本」期最長可達24個月。另外,就今年11月18日起的新造貸款,合資格的借款企業可在明年11月17日或之前,向貸款機構申請最多12個月的「還息不還本」期。
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