積金局主席:「積金易」十年內料節省行政費累計400億至500億元
「積金易」去年中正式啓用,積金局主席劉麥嘉軒表示,最新估計,強積金基金的行政費在「積金易」推出十年內,會降低57%至65%,累計節省約400億至500億元,原先估計爲300億至400億。
劉麥嘉軒指出,自「積金易」啓用以來,有8個受託人共15個強積金計劃加入平臺,合共有超過7萬僱主及逾270萬強積金賬戶。截至7月底,約40萬名計劃成員已登記「積金易」,經由平臺處理的行政指示超過100萬宗,逾六成是用戶透過電子方式提交,包括:提交供款、提取強積金、整合賬戶及更改投資指示等。
劉麥嘉軒又表示,目前有10個強積金計劃、共110個強積金基金要減行政費。待所有強積金計劃加入平臺後,全部378個基金中,236個基金(現佔強積金資產近八成半)的行政費須降至不高於「積金易」目前37點子的收費水平,涵蓋18個強積金計劃,惠及超過1,000萬個計劃成員賬戶,佔整體計劃成員賬戶逾九成。
劉麥嘉軒解釋,37點子這個水平未來將會再進一步降低到20至25點子。原先估計行政費可下降41%至55%,現時最新估計可達57%至65%。若以現時1元行政費爲例,將來可降至0.35元,較原先預估的0.45元更低。
另外,劉麥嘉軒又提到,「積金易」首兩個階段的上臺工作完成,12個受託人,已有8個上臺。
積金易本月3日起進入第三階段,亦是最後一個階段。劉太表示,友邦、永明、宏利及匯豐4個受託人逐一加入「積金易」,4個受託人,他們合共管理資產規模佔強積金資產近七成半,涉及強積金賬戶達750萬個,規模龐大,必須謹慎安排。
友邦、永明以及宏利旗下各有一個強積金計劃,將分別於9月、10月和11月陸續上臺,至於匯豐旗下的4個計劃,則會在12月起上臺至明年初完成。
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