You are browsing the Hong Kong website, Regulated by Hong Kong SFC (CE number: BJA907). Investment is risky and you must be cautious when entering the market.
消委會:遙距醫療監管框架分散及資訊透明度不足 提五大建議
消委會發表研究報告,指隨着科技進步,遙距醫療變得更普及,令大衆更容易獲得醫療服務,成爲一種新趨勢。然而相比其他地區,香港在應用遙距醫療方面採取較爲審慎的態度。公營醫療方面,醫院管理局自2021年起透過「HA Go」流動應用程式提供遙距醫療服務;惟私營醫療方面,市場缺乏完整的遙距醫療服務提供者名單。 爲滿足日益增長的醫療服務需求,消委會認爲有需要將遙距醫療納入現有的醫療體系及完善監管框架,並審視遙距醫療服務提供者的營商手法及服務條款,以識別潛在問題;該會亦提供建議促進在香港持續發展遙距醫療。 該項研究以混合研究方法探討私家中西醫提供的「遙距診症」服務。研究揭示多項與遙距醫療相關的根本問題,包括監管框架分散、服務提供者之間的法律責任不明確,以及保險保障範圍不確定。 在營商手法方面,研究亦發現多項問題,包括資訊透明度不足及含糊不清、可供選擇的中西醫及診症時段不足導致消費者缺乏選擇、操作支援不足,以及對遙距醫療平臺或通訊工具的私隱及安全性存疑。 爲透過優化管治及提升市場透明度,以賦權消費者並加強使用遙距醫療服務的保障,消委會提出5大建議: (1)加強對提供遙距醫療服務的相關專業人員的指引; (2)優化管治以涵蓋遙距醫療平臺及通訊工具; (3)提升遙距醫療的市場透明度; (4)提高遙距醫療服務的可用性; (5)教育和支援消費者安全使用遙距醫療服務。 消委會提及,保險公司在設計醫療保險計劃時,應將遙距醫療服務納入考量。作爲中期措施,該會建議保險公司考慮擴展醫療保險保障範圍,更廣泛地涵蓋遙距醫療,以減少病人在使用遙距醫療服務時的財務憂慮。 至於現有的醫療保險計劃,應考慮爲常見的遙距醫療服務(例如遙距診症、跟進護理服務、藥物等)提供保險理賠安排。遙距醫療及當面診症服務的理賠標準應該一致,以確保病人獲得同等保障。
Follow us
Find us on Facebook, Twitter , Instagram, and YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.
uSMART
Wealth Growth Made Easy
Open Account