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報告指75%港銀已採用AI
金管局聯同銀行公會及銀行學會發布的《2026至2030年未來銀行能力建設》研究報告,評估了銀行業在未來五年的技能需求和趨勢,發現最多受訪銀行(97%)認爲未來的主要增長動力將來自科技發展,而涉及這方面的技能需求,則有93%受訪銀行指最大需求是AI技術相關技能。 是次研究共有147間銀行參與調查。在受訪銀行中,有36%在過去一年將三成或以上的科技預算投入於金融科技領域;95%表示未來三年計劃維持或增加對金融科技的投資,其中半數銀行預算將增加10%至20%;75%已採用AI,較2022年的59%上升了16個百分點。 以科技和數據爲例,在人工智能、代幣化和其他新興科技的推動下,銀行業未來對AI(受訪者選取的比例高達93%)、數據治理與分析(77%)、網路安全(61%)方面的專業技能需求將顯着增加。相對5年前,銀行業較着重編程和程式設計等傳統軟體開發技能。
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