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余偉文料未來數年香港成為全球最大財富管理中心
金管局總裁余偉文今日(4日)在匯思撰文指,香港資產及財富管理市場過去一年表現亮眼。根據證監會剛發布的《2024年資產及財富管理活動調查》,截至2024年底,香港的管理資產總值按年增長13%,達到35萬億港元。其中,私人銀行及私人財富管理業務尤為突出,管理資產總值按年增長15%,錄得3,840億港元的淨資金流入,反映高淨值投資者對香港財富管理服務的需求。 他表示,金管局對香港資產及財富管理市場的前景充滿信心,內地的經濟增長和財富積累,以及各個互聯互通的擴容優化安排,將進一步擴寬香港財富管理業界的客戶群。宏觀環境的不確定性亦促使國際投資者更積極尋求多元化的投資策略以分散風險,尤其是中國資產和人民幣資產,其配置佔比正逐步提高。資金流向充分說明了這一點:根據EPFR數據庫,2025年4月至7月下旬,投資基金向亞洲市場淨投入約915億美元的資金,其中約443億美元淨資金流進了中國市場。 他指,香港銀行在數字資產業務發展亦呈快速增長。相關監管指引推出後,越來越多銀行開拓銷售數字資產相關產品和代幣化資產,以及數字資產保管的業務。截至2025年7月中,22家銀行獲准銷售數字資產相關產品,13家銀行獲准銷售代幣化證券,另有五家銀行獲准提供數字資產保管服務。2025年上半年銀行數字資產相關產品及代幣化資產交易總額達261億港元,較去年同期上升233%,並已超過去年全年交易總額。多家資產管理公司亦相繼公布計劃推出代幣化產品,加上政府積極推動代幣化債券發行,相信香港在數字資產領域的增長勢頭將會持續,為香港財富管理業務發展帶來新動力。 他預計香港將在未來數年成為全球最大的財富管理中心。金管局將繼續與政府、業界及國際社會緊密合作,推動政策創新和市場優化,進一步提升香港的競爭力,鞏固其作為國際財富管理及資產配置樞紐的領先地位。
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