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匯控(00005.HK)艾橋智:該行特別關注的商業房地產風險敞口少於5%
匯豐控股(00005.HK)上半年預期信貸損失(ECL)按年急增。匯控行政總裁艾橋智在業績會議上表示,隨著政府採取額外措施限制辦公室土地供應,這些措施將在中長期支持香港商業房地產(CRE)。惟短期內香港商業房地產因供應過剩而面臨挑戰。 艾橋智稱,匯控的CRE敞口中,特別關注的風險敞口僅佔不到5%,該部分敞口屬於次級別或信用受損的借款人,這些借款人的貸款價值比(LTV)超過70%,而這部分的風險敞口不到15億美元,且該行已就此計提約5億美元的預期信貸損失。他強調集團優先事項仍是支持客戶應對短期挑戰。 匯控上半年預期信貸損失為19億美元,按年增加9億美元。今年上半年提撥的準備包括與香港商業房地產行業相關的準備。 另外,匯控在第二季度就交行(03328.HK)持股減值21億美元,較早前預測高,匯控財務總監郭珮瑛稱,早前預測為按當時市況而假設,單計攤薄反映為11億美元,第二季度則因為交行股份使用價值改變,另作10億美元減值,未來會逐季檢討。
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