積金評級:MPF次季回報約6% 人均賬戶結餘29.8萬元 資金淨流入110億創2019年以來同期最低
積金評級表示,強積金2025年第二季回報約達6%。截至6月底,強積金總資產創歷史新高,約為1.43萬億港元,479萬名強積金成員的平均賬戶結餘約為29.82萬港元。
積金評級表示,今年第二季強積金資金淨流入估算約為110億港元,為自2019年以來同期最低,亦較強積金過去五年約132億港元的第二季平均淨流入低約16%。估算2025年上半年資金淨流入約為229億港元,較過去五年同期約270億港元的平均淨流入低約15%。
積金評級指,在2025年第二季,於眾多資產類別中,強積金保守基金資金淨流入最多,吸引約84億港元的資金淨流入,佔強積金資金淨流入總額的76.5%。該資產類別在上半年吸引約185億港元的資金淨流入,佔強積金資金淨流入總額的80.7%。
儘管2025年第二季及上半年投資表現穩健,但受特朗普最初的「解放日」關稅影響,香港及中國股票基金和美國股票基金在2025年第二季及上半年資金淨流出最高。其中宏利、匯豐及永明在爭奪資金流競賽中繼續超越其他強積金同業,而信安於2025年第二季及上半年均錄得資金淨流出,分別佔強積金資金淨流入總額的負12.5%及負9.6%。
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