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匯豐完成金管局「數碼港元+」項目下實驗測試 調查發現65%市民熟悉相關概念
阿思達克 07-09 17:05
匯豐近日完成香港金融管理局「數碼港元+」項目下的實驗測試,並同時進行了一項意見調查,在技術和商業層面上,爲數碼港元潛在設計方案帶來新見解,配合香港繼續探索數碼貨幣潛能。 匯豐在「數碼港元+」項目下的技術應用測試集中在設計、實施和營運數碼貨幣生態圈時可能遇到的實際情況,包括:數碼貨幣如何在分佈式分類帳技術(DLT)環境上運作,以儲存和轉移價值,以及充當代幣化資產的結算工具;如何通過提升私隱和去中心化身份等技術,令數碼港元、代幣化存款和其他現實世界資產在設計上,能切合私隱和安全要求;如何使數碼港元在公共或私人DLT環境上的運作更具規模。 此外,匯豐於香港對逾700名受訪者進行調查,瞭解公衆對數碼港元的看法。主要發現包括:90%受訪者認同私隱對數碼港元交易的重要性。在所有符合專業投資者定義的受訪者中,65%熟悉「數碼港元」的概念,而整體受訪者的比例爲42%。約三分之一的受訪者願意使用數碼港元進行數碼資產交易,表示「安全」是其主要優勢,而相關優勢是源於其數碼性質及獲官方認可。 基於相關結果,匯豐將在「數碼港元+」項目下,就更多現實世界使用數碼貨幣的方案提出建議。匯豐已在公共DLT環境(Arbitrum、Ethereum、Linea、 Polygon),以及在Hyperledger Besu開發的私有DLT進行抽樣實驗。 主要研究成果將在今年內公佈,將有助金管局和業界探索如何透過創新形式的數碼貨幣。 匯豐香港區行政總裁林慧虹表示,今次參與「數碼港元+」計劃,以安全、可用性及具變革性的技術測試爲主,凸顯匯豐對數碼貨幣研究的投入。作爲香港最大的發鈔銀行,匯豐將繼續致力推動香港及全球的金融創新。 匯豐數碼資產及貨幣集團主管John O'Neill表示,匯豐致力支持數碼貨幣在香港的發展。於「數碼港元+」項目下開展的實驗測試,結合匯豐就公衆對數碼港元看法的調查,旨在配合金管局計劃,就數碼貨幣在現實世界的不同使用方案進行評估。 匯豐積極參與香港多項數碼資產和貨幣計劃,亦是「數碼港元+」項目下「數碼港元」業界論壇的成員。在「數碼港元」先導計劃的第一階段,匯豐探索了數碼貨幣於零售層面的潛在用例。匯豐亦一直參與金管局的其他數碼資產和貨幣項目,包括Project mBridge、Project Ensemble和香港特區政府數碼綠色債券的發行。
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