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跨境支付通週日推 北向日限萬元 每年上限20萬元
金管局及人民銀行今日(20日)公佈將於6月22日中午12時(本週日)推出「跨境支付通」。
雙方於北京舉行「跨境支付通」啓動儀式,人民銀行行長潘功勝、中央港澳工作辦公室副主任、國務院港澳事務辦公室副主任王靈桂、金管局總裁餘偉文等出席。
「跨境支付通」推出初期涵蓋個人對個人和與兩地民生相關的匯款。兩地分別有六家參與機構。香港方面有中銀香港、匯豐、恆生、工銀亞洲、東亞、建銀亞洲。內地方面有農行、中行、交行、建行、招行、工行。服務會陸續推出並逐步加入更多參與機構。
匯款額度方面,港人北向跨境匯款每日上限1萬港元,每年上限20萬港元。內地居民南向匯款會限制於現行個人年度購匯便利化額度5萬美元。北向服務時間爲7x24,南向服務時間爲16x7。
「跨境支付通」是內地的網上支付跨行清算系統(IBPS)與香港快速支付系統「轉數快」的互聯,爲兩地居民及機構提供安全、高效和便捷的即時跨境支付服務。兩地居民可以透過輸入收款方的手機號碼或帳戶號碼,進行即時小額跨境匯款。
金管局總裁餘偉文表示,「跨境支付通」是內地與香港合作的重要舉措之一,通過連接兩地快速支付系統實現互聯互通,有效提升跨境支付效率,便利經貿活動和人員往來,有利於鞏固和提升香港國際金融中心及離岸人民幣業務樞紐的地位。
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