You are browsing the Hong Kong website, Regulated by Hong Kong SFC (CE number: BJA907). Investment is risky and you must be cautious when entering the market.
據報人行已批覆1,000億人幣住房租賃團體購房貸款 八城作試點
內媒《經濟觀察網》報道,人民銀行已批覆總額1,000億元人民幣的住房租賃團體購房貸款,支持八個試點城市購買商品房用作長租房。八個試點城市分別是天津、成都、青島、重慶、福州、長春、鄭州和濟南。 該項住房租賃團體購房貸款,年化利率約3%,期限最長不超過三十年,貸款渠道主要為國開行、中國銀行等七間國有銀行。 人行為該項住房租賃團體購房貸款設定紅線:只能購買住宅類商品房,不允許收購商辦公寓。同時須對標的項目進行「整棟、整單元」收購,原則上不允許收購零散房源。 據人行及金融監督理總局早前發布的意見稿,商業銀行發放住房租賃團體購房貸款的前提是,風險可控、商業可持續、嚴格不新增地方政府隱性債務;此外,要求利用貸款購買的商品房、商業用房等,必須是法律關係清晰、已竣工驗收的房屋。在貸款存續期內,不能改變房屋租賃用途。 據報自去年3月開始,八個試點城市已著手尋找合適的房源並上報,試點城市之間要比拼速度,因為這筆貸款並非定額分給八個城市,而是依據項目條件來,原則上項目成熟就批出,「先到先得」。
Follow us
Find us on Facebook, Twitter , Instagram, and YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.
uSMART
Wealth Growth Made Easy
Open Account