許正宇:八達通可因應市場需要 決定是否調整經核實客戶所持儲值限額
財經事務及庫務局局長許正宇表示,如獲監管機構批准和技術上準備就緒,當局歡迎八達通推展下一步計劃,擬訂方便訪港內地遊客在香港使用數字人民幣的解決方案,讓他們透過旅客流動應用程式以數字人民幣為八達通卡充值。
關於手機版八達通的支援情況,他指八達通採用的非接觸式技術是符合國際標準化組織(ISO)體系的專項技術。現時,手機版八達通已適用於在香港較多人使用手機品牌的近場通訊(NFC)流動支付,包括華為、蘋果(AAPL.US)及三星。八達通公司會積極研究如何突破技術限制,特別是在Android手機方面,以期進一步推進手機八達通的普及性和NFC流動支付的應用。
作為儲值支付工具持牌人,他提及八達通公司須遵守《打擊洗錢及恐怖分子資金籌集條例》(第615章)等相關監管要求。儲值支付工具持牌人可向經核實客戶(即已識別及核實其身分的客戶)提供最高儲值額超過3,000元的儲值支付工具產品。因此,八達通公司可因應市場需要,以及按其技術和其他營運方面的考慮,決定是否調整經核實客戶所持八達通的儲值限額。
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