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靄華押業(01319.HK)斥200萬元於尖東站設服務中心 擬拓海外按揭市場
阿思達克 10-05 09:38
靄華押業(01319.HK)首間在港鐵尖東站的創新優質服務中心正式開幕。集團主席兼行政總裁陳啟豪表示,由於在該地理位置開設店舖有一定門檻,故需要約一年多時間籌備,投資額達200萬元,較過往開街舖成本高出兩至三倍,但指租金相對合理。 他預料,新店舖可吸納屯馬線人流,並會視乎機會,未來冀望在港鐵沿線增開一至兩間店舖,例如當押店覆蓋及滲透較少的地區,包括將軍澳及東涌等。同時他指,集團或計劃將沙田的當押店遷往大股東的自置物業內。 陳啟豪表示,現時銀行承按的息率已升至H+1.8厘,即約為8厘,但以住宅及商舖回報率僅有不夠兩厘或三厘而言,加上買家觀望政府「撤辣」,故交投淡靜。他表示,即使現時二手市場淡靜引起市場憂慮,但集團財務公司以本身資本經營,加上所定一手及二手貸款對估值比率分別為50%及55%,業務表現仍然穩健,並爭取在當前周期做好息差。 他續稱,在香港樓市表現淡靜時,公司可以透過與柏衛資本管理合作,籌組3億美元,其中一半用於本港樓按,亦可趁新加坡、加拿大、英國及澳洲樓市活躍時,將另一半融資所得開發有關外國樓按。他估計,與柏衛合組的基金,快將完成首階段融資。
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