《大行報告》花旗:按證公司放寬樓花可做按保對住房需求影響微乎其微 料第四季樓價跌勢可能加快
按證公司放寬樓花可做按保,與現樓看齊,花旗發表報告指,新措施幫助一手買家透過按保,鎖定現時按揭利率,以免有機會因為樓價下行而導致估價不足,措施只屬輕微改動,對住宅購買需求影響微乎其微。該行對本地發展商維持審慎,看法「減持」,並預期至2024年住宅樓價將繼續下跌。
花旗認為,市場低估本港按揭利率上升風險,即使美國息口見頂、本港按揭利率亦可能進一步上升,相信樓價下跌幅度在第四季可能加快。
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