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《本地樓市》經絡:匯豐維持最優惠利率不變對樓市正面 料美聯儲年內或加息一次 港銀仍有加息壓力
阿思達克 09-21 12:34
經絡按揭轉介首席副總裁曹德明表示,匯豐銀行與本港大部分銀行早前已上調H按封頂息率0.5厘,現時普遍新造按息升至4.125厘,創逾15年半新高,今日(21日)匯豐銀行宣布最優惠利率(P)維持不變,使業主的供樓負擔未有再進一步增加,對現時疲弱的樓按市場相對正面。 他預期,美國聯儲局宣布基準利率維持在5.25厘至5.5厘區間不變,但議息會議後公布的點陣圖「放鷹」,預示年底前或再加息一次。考慮到通脹前景仍存在不確定性,他不排除美聯儲最快於下次議息會議恢復加息,年內調頭減息的機會亦不大,聯邦基金利率將繼續維持高水平一段時間,港美息口差距有機會進一步擴寬,因此預料今年拆息將繼續維持高水平。 經絡估計,在資金成本壓力續增下,香港銀行仍有加息壓力,銀行將繼續密切注視市場動向,並會根據自身資金成本以及公司策略,不排除年內最優惠利率(P)會再度上調,升幅約0.125厘,其後港美息口於年內暫時見頂。
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