匯豐與科大將展開假設性數碼港元試驗 近200名師生報名參與
匯豐與香港科技大學工商管理學院(科大商學院)宣布,將於本周六(16日)起展開為期一星期的假設性數碼港元測試,近200名科大師生已報名參與試驗,每位參加者可透過計劃特設的電子錢包內獲得100元假設性的數碼港元代幣,測試期間可於校內的咖啡店及飯堂等共5家商戶消費。
匯豐為是次測試設計及構建出一個平台,利用分布式分類帳技術(DLT),模擬在不同零售場境的設定下,處理可編程貨幣的支付和即時結算。而原型數碼代幣亦具備智能合約和可編程功能,讓客戶於完成符合條件的交易時,可自動獲取預設的獎賞。
今次測試亦包括匯豐和科大商學院攜手進行的用戶體驗研究,相關結果將會用作日後進一步試驗及研究的基礎;另外有利用科大在金融科技方面的研究,以展示假設性的數碼港元的潛在優勢,詳情將於今年第四季公布。
匯豐香港區數字化總監博揚表示,該行一直積極參與不同市場的央行數碼貨幣項目,透過自身經驗及強大的數碼與交易銀行服務的能力,在短短四個月內完成設計、構建,並於科大展開是次試驗項目,預期是次研究結果將有助驗證數碼貨幣在零售及公共場景的效用。
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