《藍籌業績》匯控(00005.HK)上半年列賬基準除稅前利潤216.57億美元 勝預期
匯豐控股(00005.HK)公布截至今年6月底止中期業績,列賬基準除稅前利潤216.57億美元(下同),按年升146.7%,高於本網綜合4間券商預測介乎208.04億至211.89億元;列賬基準除稅後利潤180.71億元,按年升102.3%;每股盈利0.86元。
集團宣布派發二次股息每股10美仙,符合預期。另計劃進一步回購最多達20億美元股份,預期回購將於短期內展開,並於三個月內完成。
期內,列賬基準收入增長50.2%至368.76億元,乃旗下所有環球業務的淨利息收益均因利率上升而增長所致,此外亦包括與法國計劃出售事項和英國收購事項相關的影響。按固定匯率基準計算,收入增幅55.9%。淨利息收益率為1.7%,上升46個基點。淨利息收入182.64億元,按年升36.5%。
至於預期信貸損失為13億元,提撥包括與內地商用物業行業有關3億元,以及英國工商金融業務的提撥。普通股權一級資本比率為14.7%,較去年第四季增加0.5個百分點。
單計第二季, 列賬基準除稅前利潤增加41億元至88億元,收入增加45億元至167億元,淨利息收益率為1.72%,較首季上升3個基點。
集團行政總裁祈耀年表示,匯豐於上半年表現強勁,並有信心實現2023及2024年修訂後的有形股本回報率目標約15%。世界各地均普遍錄得利潤,淨利息收益表現強勁,加上持續嚴控成本,推動環球業務收入增長。他又指,很高興集團能夠以派息和回購方式回饋股東,並預期集團日後仍然擁有雄厚的資本分派能力。
鑑於目前市場對全球央行利率的共識,集團已將2023年淨利息收益全年指引上調至350億元以上。此外,2023及2024年派息率為50%,當中不包括重大須予注意項目。
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