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《本地樓市》經絡料美聯儲加息0.25厘 港銀或跟隨加最優惠利率0.125厘至0.25厘
經絡按揭轉介首席副總裁曹德明表示,今日(26日)銀行一個月拆息(HIBOR)報5.13厘,已連續7個工作天處於5厘以上水平。現時大部份銀行新造H按封頂息率為3.5厘,今日一個月HIBOR比新造H按封頂息率高出1.63厘,並且已逾一個月息差高於1厘以上水平,早前已有中小型銀行因資金成本壓力急增而直接將最優惠利率(P)作為H按封頂息率。 曹德明指,市場普遍預測明日(27日)凌晨美聯儲議息會議的議息結果將再次加息0.25厘,港美息口差距將進一步擴寬,HIBOR將繼續有上升壓力,或有機會挑戰2007年10月12日5.7厘的歷史高位,並將繼續維持高水平一段時間。曹德明表示,在資金成本壓力續增下,本港銀行將視乎自身公司策略,或於明日議息會議後上調P,幅度約0.125厘至0.25厘左右。
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