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《本地樓市》經絡:一個月HIBOR創逾15年半高 下周銀行加息壓力增
今日(20日)銀行一個月拆息(HIBOR)報5.21%,連升四個工作天,創2007年10月18日(5.54%)後即逾15年半新高。 經絡按揭轉介首席副總裁曹德明表示,現時大部份銀行新造H按封頂息率為3.5厘,今日一個月HIBOR已比新造H按封頂息率高出1.71厘。而本港銀行結餘約449億港元,金管局周一透過貼現窗口操作,向市場投放38.85億元流動性,逾兩年半新高,顯示銀行對港元資金需求緊張。市場預測下周美聯儲議息會議將再次加息0.25厘,港美息口差距或將進一步擴闊,HIBOR仍有上升壓力,或挑戰2007年10月12日5.7厘,即有紀錄的歷史高位,並將繼續維持高水平一段時間。曹德明表示,銀行在資金成本壓力續增下,或視乎自身策略而上調最優惠利率(P),幅度約0.125厘至0.25厘左右。
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