支付寶支援綁定境外信用卡
支付寶表示,自去年起與各大國際發卡網絡進一步合作,為國際旅客提升支付服務,現時支付寶已支持綁定Visa、Mastercard、Diners Club International、Discover等各大發卡網絡的境外扣賬卡及信用卡,用戶無需設置預付費帳戶或提供中國電話號碼,註冊和驗證流程亦有所簡化。
目前用戶可透過支付寶APP於中國境內的衣食住行日常消費場景中使用已綁定的境外扣賬卡及信用卡,暫時不適用於理財、轉賬等服務,而匯率將由發卡機構釐定,每個帳戶每宗交易限額為3,000元人民幣,每月及每年累計限額則為50,000及60,000元人民幣。
另外,外卡支付每宗交易金額超過200元人民幣將收取3%手續費,200元人民幣以下將豁免手續費。
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