美銀CEO:銀行業動盪並未上升到危機程度
美國銀行首席執行官 Brian Moynihan 週四表示,最近打擊美國地區銀行的動盪並沒有上升到危機的程度,銀行提供的存款保險在保護客戶方面做得很好。Moynihan表示,“危機這個詞太過嚴重了,像這樣的詞經常被使用,”儘管“有幾個星期出現了相當大的混亂,”存款保險運作良好。
在硅谷銀行倒閉引發儲戶恐慌之後,美國11家大型銀行向第一共和銀行(FRC.US)存入300億美元,其中,美國銀行出資50億美元。
Moynihan表示,所採取的措施是“提供流動性,因爲這是一個流動性問題”。
Moynihan發表上述言論之前,美國銀行本週早些時候公佈了第一季業績,該行受益於利率上升和市場波動推動的固定收益銷售和交易。來自固定收益、外匯和大宗商品交易的營收出人意料地增長了近30%,達到34億美元,爲10年來的最高水平。
美國銀行的存款降幅低於分析師的預期,因爲在3月份硅谷銀行和另外兩家銀行倒閉後,客戶紛紛涌入美國最大的幾家銀行。截至3月底,美國銀行擁有1.91萬億美元存款,較2022年底減少約200億美元,原因是避險資金流入抵消了因通脹以及客戶尋求更高收益替代品導致的資金流出。
Moynihan表示,改變政府的存款保險程序“應該謹慎對待,因爲它自上世紀30年代以來一直存在,而且運行得很好。”
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