You are browsing the Hong Kong website, Regulated by Hong Kong SFC (CE number: BJA907). Investment is risky and you must be cautious when entering the market.
據報金管局擬要求銀行強化信用卡綁電子錢包保安措施 加強驗證
《信報》引述消息報道,金管局或於短期內發出新指引要求銀行強化信用卡綁定手機電子錢包的保安措施,爲客戶進行身份驗證時,不能單靠發出一次性手機短訊驗證碼(SMS OTP),須採用更嚴謹的做法;當信用卡綁定電子錢包後,首次交易亦要再進行身份驗證,以增強對持卡人的保障。 金管局發言人指出,該局正積極與業界研究進一步加強信用卡服務的保障客戶措施,包括信用卡未經授權交易情況下的卡主保障。 此外,銀行公會擬透過專責小組研究加強銀行卡客戶的保障措施,以及優化信用卡騙案的處理程序,並探討是否容許客戶自訂籤賬限額等。消息指出,銀公其中一個研究方向是讓客戶就其信用卡自訂信貸限額,如可否考慮在網上或海外籤賬等某些信用卡交易,讓市民自行設定消費金額上限。另傳銀公正商討就要求客戶在信用卡被盜時提供資料方面能否更一致,而銀行處理信用卡的系統能力各異,亦希望銀行系統的處理能力可更爲統一。 銀公表示,該會一直重視信用卡交易安全,已於今年首季成立專責小組積極研究加強保障客戶的措施,公會將持續與監管機構保持緊密溝通,以便進一步落實相關保障舉措。
Follow us
Find us on Facebook, Twitter , Instagram, and YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.
uSMART
Wealth Growth Made Easy
Open Account