匯豐將「倫巴德貸款」服務擴展至數碼平台
匯豐表示,為支援精通數碼科技的投資者的理財需求,近日率先在市場推出數碼化「倫巴德貸款」服務,供香港匯豐尚玉及卓越理財客戶使用。
合資格匯豐客戶現時經網上渠道可啟用「匯財組合貸款」並獲批貸款額,最快第二個工作天可使用貸款。客戶以香港匯豐流動理財應用程式可隨時隨地監察旗下抵押品價值,提取及管理貸款。此前,客戶只能在分行申請「匯財組合貸款」,而人手處理審批及設立貸款授信或需時一周以上。
匯豐香港區財富管理及個人銀行業務自主交易、資本市場平台及財富融資方案業務主管亨格富(Ryan Haugarth)表示,該行客戶已啟用了數以十億港元計的貸款額度,除了已使用的貸款會被收取低廉利息,此外並無涉及其他費用,新設立的貸款授信中有半數都是經由流動理財進行,反映數碼理財方案備受客戶歡迎。
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