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銀公孫煜:美國加息趨緩對淨息差正面因素逐漸減緩
銀行公會主席孫煜於公會會議後表示,隨著美國加息趨緩,對本港銀行業淨息差的正面因素逐漸減緩,但時機和幅度每間銀行都不同,要視乎自身資產負債結構、業務策略等。
孫煜提到,年初以來金融市場表現動盪,令市場對加息預期有較大變化,特別是近期矽谷銀行倒閉後,遠期市場對加息預期出現較戲劇性調整,目前預期下周加息25點子機率達85%,而最終利率預測停留於4.9厘,並預期6至12月將會出現三次減息,反映市場預期下周聯儲局加息後,將很快出現減息。
銀行貸款業務展望方面,他預期香港今年經濟將回復正增長,因此對未來貸款增長持審慎樂觀,本港一月貸款實現正增長,未來情況仍需繼續觀察。
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