《本地樓市》中原：2月現樓按揭登記按月減2.4% 數字滯後未反映近月轉旺市況
阿思達克 03-01 16:24
據中原按揭研究部及土地註冊處最新數據顯示，今年2月份現樓按揭錄5,550宗登記，對比1月份輕微減少2.4%；2月份缺乏樓花新盤上會影響，樓花按揭錄按月勁減70.3%至60宗登記。至於巿佔率方面，2月份中銀香港現樓按揭巿佔率保持19連冠，而匯豐則連續三個月蟬聯樓花按揭一哥。
中原按揭董事總經理王美鳳表示，2月份按揭登記量仍受去年樓市處於悶局形勢影響，當時新盤暫緩開售、二手交投連月處低水平。王美鳳預期，然而，去年12月份樓市回暖，二手交投率先回升，及至今年1月首階段通關及隨後2月全面通關等利好因素支持下，樓市交投明顯彈升，預期未來按揭登記量將止跌回彈。最近發展商已加快推售樓盤並錄理想銷情，加上口罩令告終，本港巿面全面復常，料將進一步刺激樓市價量齊升，預期可為未來現樓及樓花按揭登記數字帶來上升動力。
王美鳳指出，中原按揭研究部資料顯示，四大銀行現樓按揭巿佔率按月增加3個百分點至佔75.9%，反映大型銀行收復早前調整息率的失地。2月份中銀香港現樓按揭巿佔率達29.2%，單月巿佔率增加5.6個百分點，連續19個月成為現樓按揭巿佔冠軍。期內匯豐銀行單月巿佔增加1個百分點，市佔率升至24.4%，排名第二；恆生銀行單月巿佔率減少0.7個百分點至16.5%，跟隨其後東亞銀行巿佔按月減少2.9個百分點至5.8%，排名維持第4。而渣打銀行2月份現樓按揭市佔率按月跌2.7個百分點至3.9%，排名降兩位至第7。
數據顯示，2023年2月份現樓按揭巿佔率，第5至第10位依次排序為：花旗銀行(市佔率5.4%，增加1.3個百分點，排名升1位至第5)、工銀亞洲(市佔率4.3%，增加1.3個百分點，排名升2位至第6)、渣打銀行 (市佔率3.9%，跌2.7個百分點，排名降2位至第7)、交通銀行(市佔率3.3%，跌0.2百分點，排名降1位至第8)、大新銀行(市佔率1.1%，跌0.4百分點，排名維持第9)及富邦銀行(市佔率1%，減少0.3個百分點，排名升1位至第10)。
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