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中原按揭王美鳳:1月轉按登記1,280宗按月減17.6% 料次季轉按連帶套現個案回升
中原按揭董事總經理王美鳳指出,根據中原研究部數據顯示,2023年1月份銀行轉按登記(包括轉按及現契重按)共錄1,280宗,按月回落17.6%,較2022年同期更減少37.8%,轉按登記量已是連續五個月下跌至現時偏低水平,轉按巿道回軟主要是因為去年銀行分別於第四季及第四季上調按揭計劃息率,令轉按息率略高於一般供樓人士原有供樓利息,加上去年樓價下跌亦同步削弱轉按誘因。 王美鳳表示,今年物業市場在多項利好因素下市道回暖,樓價正在重拾升軌,銀行樓按取態亦正面積極,為巿場帶來多元化按揭優惠,吸引最近之轉按申請量有所回升,預期此情況將可於第二季轉按登記數字反映。
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