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余偉文:最優惠利率見頂屬言之尚早
美國聯儲局宣布加息0.25厘符預期,匯豐等港銀決定維持最優惠利率(P)不變。金管局總裁余偉文表示,目前指最優惠利率見頂言之尚早。 余偉文表示,最優惠利率和存款利率屬銀行商業決定,視乎銀行自身資金成本和結構。而目前美國加息周期未完,聯儲局預期仍有數次加息,屆時本港同業拆息將會跟隨上升,或會增加銀行調整商業利率的壓力,因此目前指最優惠利率見頂言之尚早。
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