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中原按揭王美鳳料年內港P有機會上調不止一次
美國聯儲局週二起議息,至本港週四淩晨公佈議息結果,市場普遍預期將會加息0.75釐機會大。中原按揭董事總經理王美鳳表示,現時一個月美元拆息已率先升至3釐水平,而今天一個月港元拆息處爲2.55%,在加息初期未有跟足美息加幅,若然本港銀行是次溫和上調最優惠利率(P)0.25%,當年內拆息進一步跟隨美息上揚,不排除如2004至2006年加息週期之追加P情況再次出現。 王美鳳表示,當年2005年5月初美國加息0.25%,當時港P在3月加息後未有再即時跟隨,但一個月拆息在5月初之1.8%逐步升至5月23日達3%水平,銀行追加P達0.5釐。而由於美國於今年餘下議息期仍有較大機會繼續加息,年內港P有機會上調不止一次,預料年底按息將處於3釐附近水平;過往30年平均按息約4%,按息仍低於長期平均水平。
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