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畢馬威中國預期港美息差將持續收窄
畢馬威中國金融服務業合夥人馬紹輝表示,近日港元拆息走強,美國聯儲局主席鮑威爾早前表示將提高美元利率以對抗通脹,並在通脹受控前將維持息率,預期香港金管局設定的基本利率將會跟隨。
市場關注港元銀行同業拆息利率(HIBOR)以及銀行設定最優惠利率的走勢,他表示,隨聯儲局加息,美息於2022年上半年升勢大幅超越HIBOR,但隨資金流出香港及HIBOR的加息速度高於美元倫敦銀行同業拆息(LIBOR),近月美匯及HIBOR息差有見收窄,預期情況將持續。
至於最優惠利率的未來變化則較難預計,但畢馬威相信隨著HIBOR抽升,香港銀行會考慮作出調整。
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