中國平安(02318.HK):新業務價值跌幅正收窄
中國平安(02318.HK)公布截至今年6月底止,上半年壽險及健康險業務新業務價值195.73億元人民幣,按年跌28.5%。聯席首席執行官陳心穎表示,上半年集團新業務價值下降的原因,包括集團去年底調整了精算加設,主要由於產品結構調整、毛利率下降,不過符合市場和客戶需求,另外一個原因是代理人數目減少。她指出,第二季新業務價值按季跌幅收窄,在壽險改革已經推進了12-18個月的營業部,在第二季取得正增長,未來將會按計劃完成壽險改革。
集團今年首六個月,年化淨投資收益率3.9%,較2021年同期的3.8%上升;年化總投資收益率3.1%,較2021年同期的3.5%下跌。首席投資執行官鄧斌表示,在複雜環境下,對上半年投資收益滿意,投資成績是由於在期間大力配置長久期的固定收益產品,另外亦有透過基金派息,獲取確定性的收益;另外在風險資產方面,重倉高價值、分紅型投資,另外一部分是成長型投資,使整個投資配置穩健,希望下半年爭取保持穿越週期平均回報水平。
鄧斌指,集團不動產投資風險完全可控,不動產投資風中有一半是實物不動產,能產生穩定收租現金流,能滿足負債需求,未來對商業辦公樓、工業園區、物流基建等不動產,保持濃厚配置興趣,將積極尋找優質的不動產投資。
對於會否繼續尋求匯控(00005.HK)分拆亞洲業務,鄧斌表示,集團作為匯控股東之一,對於任何能改善其業績、提升效益的建議,都保持開放和支持,亦支持匯控向好。
聯席首席執行官兼首席財務官姚波表示,今年經濟和外部環境嚴峻,集團業務線多,需開拓收入,內部差旅、資訊科技開發等方面將嚴控投產、節省開支,並按嚴格準則處理增加人員數目。
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