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匯控(00005.HK)料未來數月H按按息觸頂佔比顯着上升
阿思達克 08-01 17:16
匯控(00005.HK)財務總監邵偉信表示,目前本港按揭業務中有12%涉及H按按息封頂,預計未來數月佔比會顯着上升。他指出,過去20年,最優惠貸款利率(Prime rate)和最優惠存款利率水平走勢同步,由於集團有較多存款結餘,如果上調最優惠貸款利率和最優惠存款利率,將對集團有負面影響,不過亦視乎競爭環境情況。 邵偉信估計,普通股權一級資本比率將在下一季見底,全年將達到約14%,2023年上半年重回14%至14.5%目標範圍內。展望2023年,經濟環境將轉差,集團願意在對收入造成部分影響的情況下,維持該資本比率。 集團行政總裁祈耀年表示,集團在中國業務營運沒有受到介入,對中國業務表現滿意,認爲香港和內地在適當時候開放關口是好事,不過將由政府決定。
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