《大行報告》匯豐研究下調阿里(BABA.US)目標價至141美元 評級「買入」
匯豐環球研究發表報告指,阿里(BABA.US)關連公司螞蟻集團有良好整改進展,其中在支付方面為切斷消費貸款業務的不正當連接,以確保公平競爭,螞蟻現時允許用戶選擇支付方式,並與28間銀行應用程式共享二維碼。
該行表示,螞蟻在貸款業務方面已按要求設立消費金融公司,聯合貸款的自籌資金最低為30%,以承接所有自營消費貸款,但螞蟻仍需增加其淨資本以支持目前的貸款規模。而該行的情境分析表明,因淨資本假設等因素,螞蟻的貸款賬較該行估計的小。
由於對螞蟻的假設更為保守,匯豐研究將阿里美股目標價由146美元下調至141美元,評級維持「買入」。
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