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保監局:首三季保險業毛保費總額4,559億元 按年下跌1.1%
保險業監管局公佈今年首三季香港保險業的臨時統計數字,期內毛保費總額達到4,559億元,較去年同期輕微下跌1.1%。 今年首三季,有效長期業務的保費收入總額爲4,071億元,下跌1.3%,主要包括個人人壽及年金(非投資相連)業務,其保費收入爲3,355億元,下跌4%;個人人壽及年金(投資相連)業務,其保費收入爲321億元,上升62.1%;以及退休計劃業務供款爲348億元,下跌8.9%。 另一方面,期內長期業務(不包括退休計劃業務)的新造保單保費爲1,225億元,上升24%,主要包括個人人壽及年金的非投資相連業務,其新造保單保費爲1,002億元,上升10.7%,以及投資相連業務,其新造保單保費爲219億元,上升179.6%。 期內,一般保險業務的毛保費爲488億元,上升0.6%,淨保費則爲328億元,下跌0.2%。整體承保利潤由14.35億元減少至12.23億元。直接業務方面,毛保費及淨保費分別爲元368億元(上升3.2%)及263億元(上升5.1%)。 宏利表示,首九個月顯示集團再次在新造業務總保費方面排名首位,而投資相連業務方面亦持續領先。匯豐保險則指期內整體市場份額上升2.8個百分點至18%,新造人壽業務年度化保費亦按年增長17%。
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