匯豐大灣區「跨境理財通」服務即將開展
匯豐今日宣佈成爲首批獲準參與粵港澳大灣區「跨境理財通」的銀行之一。香港上海匯豐銀行有限公司將與匯豐銀行(中國)有限公司攜手合作,於2021年10月19日推出「匯豐大灣區理財通」服務,大灣區居民透過數碼渠道隨時隨地投資超過100只精選理財產品。
香港上海匯豐銀行有限公司聯席行政總裁廖宜建表示,「跨境理財通」的開啓是繼「滬港通」、「深港通」以及「債券通」推出後,內地金融市場持續開放的最新舉措。它無疑將深化並擴大粵港澳大灣區金融市場互聯互通,並將進一步加快人民幣國際化的進程。
開展服務時,匯豐會提供超過100只理財產品,當中「南向通」客戶可投資由國際及區內頂尖基金經理管理,以多種貨幣計價的貨幣市場基金和多元資產基金、由國際企業及政府機構發行的債券、以及11種貨幣的存款產品。「北向通」客戶則可以選擇多個由首屈一指基金經理管理的混合型基金、債券基金及貨幣市場基金。
此外,客戶參與「匯豐大灣區理財通」時透過流動理財和網上理財辦理的跨境轉賬,匯豐會免除相關匯款手續費。
匯豐亞太區財富管理及個人銀行業務主管欣格雷(Greg Hingston)表示,匯豐非常高興成爲首批推出「跨境理財通」服務的銀行之一,爲客戶提供便捷可靠的渠道投資更多樣的跨境理財產品,實現更多元化的資產配置。
欣格雷續說:「大灣區是中國最富裕的城市羣之一,可投資資產超過600萬元人民幣的家庭超過45萬戶,然而目前少於20%的大灣區內地居民配置了海外理財產品。『跨境理財通』業務的開展爲區內居民提供新的投資渠道,同時將進一步帶動其對跨境理財方案的需求。作爲內地最大的國際銀行和香港領先的財富管理機構,匯豐將繼續提升財富管理及數碼化服務能力,爲大灣區客戶提供全面、跨境的私人財富管理體驗。」
根據相關規定,大灣區居民需在香港和中國內地開立閉環管理的投資專戶和匯款專戶,方可透過「跨境理財通」進行投資。(ad/u)
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