匯豐調查:逾八成港人曾成騙徒目標 網上情緣損失最高
匯豐調查顯示,有超過80%香港人曾經成為騙徒的目標,當中有26%墮入騙案,平均損失3,800元,反映香港人需要將個人資料妥善保管,並對在網上越趨普遍的社交工程陷阱提高警惕。
網上情緣和電子支付詐騙造成的損失最為嚴重,受害人平均損失分別4,100元和2,500元,而網上情緣造成的損失在所有欺詐案件中最高。總體而言,26%的受訪者曾經遇上電子支付騙案,當中有13%表示曾受騙,屬上述騙案中比例最高。此外,三分之一的受訪者曾遇上網上情緣騙局,7%的受訪者蒙受金錢損失。
調查亦發現,詐騙電話(72%)和假冒官員(64%)是港人最常遇到的騙案,一成的受訪者曾經被騙,平均損失超過1,000元。
另外,受害者普遍存在疏忽大意的情況,例如隨意分享個人信息和銀行相關資料讓他們處於危險之中。騙徒只需收集以下個人信息,包括網上銀行登入資料(即用戶名稱和密碼)、近照、一次性密碼(OTP)、出生日期、電子郵件地址和身分證號碼,便可完成詐騙交易。兩項個人資料,尤其是網上銀行登入資料及一次性密碼均絕不能隨便提供予未經核實身份的人士。如與其他人分享上述其中一項資料,將令受騙的機會倍增。調查亦指出,有48%受訪者曾在過去12個月內與第三方分享一次性密碼,38%曾向他人提供網上銀行登入資料。
匯豐銀行於今年8月和9月期間進行調查,樣本數目為800名18至55歲的受訪者,按照香港人口普查數據,反映香港人口的年齡和性別結構。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!

Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.