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恒生(00011.HK):如外围环境好转会检讨派息 无裁员、减薪等计划
阿思达克 08-07 09:43
恒生银行(00011.HK)副董事长兼行政总裁郑慧敏出席电台节目时指,上半年生意难做,外围环境亦有很多挑战,期内纯利按年跌33%,主要因为净利息收入及净息利收益率因低息环境而有下降,而市场波动令投资回报显着下降,拖累保险业收入下跌,此外在不明朗环境下预期信贷损失也有所增加。

她指出现时针对信贷损失的估算已考虑包括本地生产总值、物价、失业率及利率等宏观经济因素,假如有变数亦会调整假设。郑慧敏强调公司普通股权一级资本比率(CET1)比率达16.3%,流动性充裕,加上成本与收入比相对较低,相信下半年即使情况有变公司仍处较强的位置,由於未知外围环境何时会有反弹,亦未知复苏的趋势,故公司会继续投资於科技及员工,另外亦会小心管理风险及成本等。

针对上半年公司减派息,郑慧敏指公司希望采取渐进派息政策,但亦会视乎营运情况、监管规定及宏观因素等,强调策略未变但今年情况较特别,外国很多监管机构亦叫银行最好不要派息,而恒生与金管局一直紧密沟通,监管机构冀银行可保持实力及资金,面对挑战并支持香港的经济活动,未来会密切留意情况,如外围环境转好会检讨派息。另外她强调恒生暂无裁员、减薪或要员工放无薪假的计划,期望透过简化流程及科技转型等改变运作模式,分配更多人手在前线销售,而不是在员工身上「开刀」。

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