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阮國恆:港銀商業房地產風險敞口可控 未見過度集中風險暴露
金管局副總裁阮國恆表示,即使有銀行的個別中型商業房地產客戶出現流動性問題,但銀行業風險敞口仍然可控,未有過度集中風險暴露。 他認為,在工作模式轉變以及消費習慣改變影響商舖需求下,目前商業房地產市場面對的問題並非香港獨有,金管局作為監管機構會繼續密切留意對銀行業的影響,而銀行的內房客戶及香港中型發展商仍有不少盈利能力,相信香港銀行的商業模型風險非常低。
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