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《業績》交通銀行(03328.HK)半年純利460.16億人幣升1.6% 中期息0.1563元人民幣
交通銀行(03328.HK)公佈截至今年6月底止中期業績,淨經營收入1,334.98億元人民幣(下同),按年升0.72%。純利460.16億元,按年升1.61%;每股盈利0.59元。派中期息0.1563元;上年同期派0.182元。 期內,利息淨收入852.47億元,按年增加10.13億元,增幅1.2%,在淨經營收入中的佔比爲63.86%,是集團業務收入的主要組成部分。淨利息收益率1.21%,按年下降8個基點。主要是受LPR調降、存量房貸利率調整以及有效需求不足環境下行業競爭激烈等因素影響,客戶貸款收益率按年下降;疊加市場利率中樞下行帶動證券投資收益率下降,生息資產收益率有所下降。手續費及傭金淨收入204.58億元,按年減少5.42億元,降幅2.58% 期末,集團不良貸款率1.28%,較上年末下降0.03個百分點;撥備覆蓋率209.56%,較上年末上升7.62個百分點。 集團表示,當前,銀行業經營發展的外部環境仍面臨諸多不確定性和挑戰,下階段,集團將繼續深入踐行金融工作的政治性、人民性,當好服務實體經濟的主力軍和維護金融穩定的壓艙石,在落實「四穩」要求、助力達成國民經濟發展目標任務上作出更大貢獻,堅定實施發展戰略,推進高質量發展。
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