中信銀行(00998.HK):上半年歸母淨利潤364.78億元 同比增長2.78%
格隆匯8月27日丨中信銀行(00998.HK)發佈公告,截至2025年6月30日止六個月,報告期內,集團實現歸屬於本行股東的淨利潤364.78億元(人民幣,下同),同比增長2.78%;經營收入1,054.26億元,同比下降2.96%;其中實現利息淨收入712.01億元,同比下降1.94%,實現非利息淨收入342.25億元,同比下降5.01%。從季度走勢看,二季度歸屬於本行股東的淨利潤同比增長4.11%,增幅較一季度提升2.45個百分點;經營收入同比下降2.29%,降幅較一季度收窄1.36個百分點,趨勢向好。本行擬提交臨時股東大會審議2025年中期利潤分配方案,每10股派發現金股息1.88元人民幣(含稅)。
截至報告期末,集團不良貸款餘額671.34億元,比上年末增加6.49億元,增長0.98%;不良貸款率1.16%,與上年末持平;撥備覆蓋率207.53%,比上年末下降1.90個百分點,較一季度末上升0.42個百分點。
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