Visa(V.US)因監管不確定性 結束美國開放銀行業務
據知情人士透露,Visa(V.US)已結束其在美國的開放銀行業務,原因是圍繞消費者數據的監管不確定性,以及客戶資訊可能面臨更高費用的前景。
Visa已結束其開放銀行業務,該業務主要提供技術,幫助金融科技公司等第三方存取客戶帳戶數據。Visa發言人迴應查詢時表示,公司正專注於歐洲和拉丁美洲等高潛力市場的開放銀行策略。
摩根大通(JPM.US)計劃開始收取存取客戶銀行帳戶資料費用,據《彭博》7月報道,相關費用可能高達數億美元。此舉引發金融科技公司強烈反彈,稱其業務若無法存取客戶數據將難以運作。不過,知情人士強調,Visa的最新決策與摩根大通的策略轉變無關。
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