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許正宇:銳意加大力度發展專屬自保 拓展香港風險管理市場
財經事務及庫務局局長許正宇在財庫論網誌中表示,香港持續推動保險市場的穩健發展,現時香港共有約160間獲授權的保險公司,由於香港擁有優越的地理位置,持續吸引內地及「一帶一路」沿線國家的企業來港拓展國際業務或管理跨境項目,利用香港作為亞太區頂尖保險樞紐的核心地位,設立專屬自保公司以全面掌握海外投資項目的風險狀況,有效分散及管控大型基建投資所衍生的各類風險,提升企業整體的風險管理效能,並將香港作為他們佈局全球風險管理版圖的重要戰略據點。 他稱,專屬自保是指企業設立自己的保險子公司來承保風險,與傳統外部商業保險比較,提供更大的自主權、成本節約及符合需求的定製方案。財庫局及保險業監管局一直銳意加大力度發展此市場,為香港在長期保險業務的強勁基礎上帶來多元增長機遇,令市場結構更健康均衡。 他續指,為持續吸引跨國保險集團及專屬自保機構來港落戶,特區政府與保監局一直致力鞏固香港的國際風險管理中心地位,為國際大型企業提供全面的保險方案,助力企業完善全球風險管理策略。展望未來,特區政府及保監局會繼續致力為保險業營造有利的發展環境,其中包括持續主動接觸有潛力成立專屬自保公司的香港、內地及國際企業,介紹相關業務的優勢、以及其法律和監管框架。重點工作還有提升風險為本資本制度的競爭力、深化內地與香港金融市場互聯互通、推動粵港澳大灣區保險市場高質量發展,以及積極向國際市場推廣香港保險業優勢。
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