渣打(02888.HK):香港CRE敞口低 風險可控
渣打(02888.HK)國際業務總裁洪丕正在業績記者會上表示,下半年受北上消費影響的行業或仍受壓,但另一方面香港金融市場持續暢旺,他對香港經濟看法較六個月前樂觀,料下半年本港住宅需求較商業房地產好,樓價走勢向持平發展。
渣打香港兼大中華及北亞區行政總裁禤惠儀表示,集團香港商業房地產(CRE)敞口總額21億美元,佔總貸款敞口不到0.5%,按季減少0.1億美元,僅一名辦公室板塊客戶貸款質素降至第三階段,認爲有關風險可控。
渣打亦指其香港CRE敞口集中在頂級開發商,對中小型開發商及豪宅市場敞口極低。撥備總額1.16億美元,按季增0.34億美元,主因辦公室板塊再融資及降級補充。
渣打去年已組隊參與金管局的穩定幣發行人「沙盒」,禤惠儀提到,該行正在研究金管局本週公佈的穩定幣發行人發牌制度等相關文件,並會盡快提交申請。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!

Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.