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中銀香港「開戶易」見證服務地區擴至所有大灣區城市 推「置業易」人民幣貸款方案
阿思達克 07-31 14:53
中銀香港(02388.HK)宣布,為香港居民提供跨境見證開立內地賬戶的大灣區「開戶易」服務的地區將擴大至所有大灣區內地城市,在原有廣州、珠海及深圳的基礎上,新增城市包括中山、東莞、惠州、江門、佛山及肇慶。另外,該行推出大灣區「置業易」人民幣按揭貸款及物業抵押貸款方案,備有不同貸款貨幣選擇,為客戶提供跨境金融服務。 中銀香港個人金融及財富管理部副總經理劉賽麗表示,隨著粵港澳大灣區持續深化融合,香港居民對北上金融服務需求不斷上升。新推出服務包括擴展服務至所有大灣區內地城市,進一步推進金融互聯互通;推出「開戶易數字卡」服務,客戶可於中銀香港6間指定分行申請,僅需親臨一次,最快一個工作天獲批,即可透過內地中國銀行手機銀行應用程式線上激活賬戶,即時綁定內地電子支付工具;以及新增「開戶易」預填申請資料功能,讓客戶預先於中銀香港手機銀行線上自行填妥申請資料,加快分行處理流程。同時,客戶可於中銀香港手機銀行或網上銀行使用「跨境支付通」功能。 中銀香港個人金融產品部副總經理劉寶萍指,隨著中銀香港於去年2月落實「港澳居民內地購房跨境支付便利化措施」,該行為客戶辦理的跨境購房匯款筆數持續上升,今年上半年匯款筆數按年增長近14%。人民幣按揭貸款方案的借款額可高達樓價七成,還款期長達30年,助客戶北上置業;而人民幣物業抵押貸款則可提供高達估價六成借款額,還款期長達20年。
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