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中銀香港成首批引入港口社區系統數據銀行 完成專家小組首批創新案例
中銀香港完成金管局Cargo X專家小組的首批創新案例,透過與農本方及加多餐日本食品的合作,驗證中醫藥材及食品進口等不同場景下貨運物流及進出口報關等數據在貿易業務中的應用。該行作爲首批引入港口社區系統數據的銀行,與香港特區政府運輸及物流局、物流及供應鏈多元技術研發中心合作,探索以該系統內的貨運物流數據替代部分傳統紙質貨運證明文件,推動數碼貿易融資發展。 中銀香港在取得企業授權後,可通過港口社區系統獲取企業在內地及香港的進出口報關訊息、運輸資訊等即時、可靠的物流貨運數據。該等數據將可應用於貿易融資審覈以提升貿易融資流程效率,或應用於優化線上貿易服務,爲企業提供更優質、高效的貿易融資體驗。 運輸及物流局局長陳美寶表示,當局正展開試行計劃,與業界共同探討如何善用系統上的數據進行「貨流驗證」,協助金融機構及中小企減低信貸成本及審批時間,以期促進香港航運及貿易發展。 物流及供應鏈多元技術研發中心(LSCM)行政總裁黃廣揚指,憑藉是次經驗,未來將持續優化系統的設計,實現貨物生態系統中的數據互通,強化供應鏈金融協作,充分發揮港口社區系統帶來的機遇。 中銀香港副總裁王化斌指出,中銀香港專注貿易業務創新發展,是次銀政企三方協作促成Cargo X專家小組首批案例落地,爲運用貨運物流數據推動貿易融資數碼化轉型開創新局面。
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