穆迪上調富衛(01828.HK)信貸評級至「Baa1」 評級展望調整至「穩定」
評級機構穆迪週四(17日)宣佈,將富衛集團(FWD)(01828.HK)的發行人評級從「Baa2」上調至「Baa1」,並將展望從「正面」調整爲「穩定」。
此次評級上調也適用於富衛全資子公司的保險財務實力評級(IFSR),包括富衛人壽保險(百慕達)有限公司(FWD Life HK)和富衛再保(FWD Re),評級從「A3」上調至「A2」,展望亦守轉爲穩定。
穆迪表示,此次評級行動反映了富衛在近期上市和去槓桿化努力後,盈利能力改善、資本生成能力增強,以及財務靈活性提高。
該保險集團在2024年表現出強勁增長,並在2025年持續保持勢頭,今年首季新業務價值按年增長32%。
富衛集團保持穩健的資本化水平,截至去年底,其基於規定資本要求的集團監管覆蓋率爲260%。其主要營運公司在2023年至2025年上半年期間保持了穩健的本地償付能力比率,同時增加了對集團的淨資本匯款。
該公司於2025年7月在香港成功上市,籌資約4.42億美元,相當於2024年底股東權益的6.5%,進一步增強了其資本緩衝並提高了資本市場的準入性。
得益於其不斷擴大的盈利保單業務、成本效率的提高以及有利的利率環境,穆迪預計,在未來12至18個月內,富衛集團的盈利和資本生成能力將穩步改善。
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