研報掘金丨長江證券:江蘇金租積極回報股東,分紅比例超50%明顯高於銀行
長江證券研報指出,江蘇金租積極回報股東,近年分紅比例超50%,明顯高於銀行。2025Q1江蘇金租ROE爲3.1%,明顯高於各類銀行均值,拆分來看,江蘇金租ROA、權益乘數分別爲0.5%、5.9倍,江蘇金租以低槓桿實現了更強的ROE,體現出資產端的強盈利能力。對比來看,公司按行業劃分事業部,展業流程更爲高效。2025年5月,央行將金融租賃公司的存款準備金率從目前的5%調降爲0%,預計將顯著提升金租公司的資金效率。
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