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陽光財險加入國內貿易信用保險共保體 護航內外貿一體化發展

爲服務國家促進消費和擴大內需戰略,助力內外貿一體化融合發展,進一步釋放我國超大規模市場的活力潛力,6月12日,保險行業成立國內貿易信用保險共保體(以下簡稱"內貿險共保體"),陽光財險爲內貿險共保體成員之一。

近年來,黨中央、國務院高度重視加快建設全國統一大市場、促進內外貿一體化發展工作,內貿險發展正逢其時。作爲保險產品,內貿險主要用來保障國內貿易中的應收賬款風險。一家企業如果投保了內貿險,遇到買方拖欠貨款或破產、無力償付債務等情況,能夠通過保險獲得損失補償。此外,內貿險還具有融資功能,企業可通過投保內貿險,將其應收賬款和保單一併交至銀行進行融資,減少企業現金流壓力。因此,內貿險對於降低交易違約風險、強化供應鏈穩定性具有不可或缺的重要作用。

本次成立的內貿險共保體由包括陽光財險在內的11家直保公司和3家再保險公司組成,將通過直保與再保聯通模式,提升內貿險業務承保能力,爲國內貿易企業提供全鏈條風險保障,助力擴面提額。同時,有效解決保險機構內貿險基礎數據積累不足、風險容忍度偏低、保障能力不夠等問題。

作爲金融"五篇大文章"的積極踐行者,長期以來,陽光財險始終以服務經濟社會發展爲己任,持續加大保險產品與服務供給,爲促進消費和擴大內需、強勁經濟發展動能助力。陽光財險相關負責人表示,加入內貿險共保體後,陽光財險將依託全國服務網絡,聚焦重點領域,進一步放大服務效能,與其他共保體成員精誠合作,共同提升承保理賠服務質效,爲加快建設全國統一大市場、提高內外貿一體化水平貢獻陽光力量。

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