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許正宇:穩定幣日後可用作跨境支付功能
本港《穩定幣條例》將於8月1日正式實施,財經事務及庫務局局長許正宇表示,穩定幣日後可以電子資產形式,通過區塊鏈等科技用作支付功能,其底層是法定貨幣。
許正宇表示,穩定幣的發行人由金管局監管,會採取與傳統金融資產類似的監管原則,相關發行人須符合儲備資產管理及贖回等方面的規定,包括妥善分隔客戶資產,當穩定幣持有人提出贖回要求時,必須要一個工作日內完成,以滿足用家要求。
提及穩定幣日後的應用場景,許正宇表示,由於穩定幣具有支付特性,當有服務或工程在「一帶一路」地區進行,而當地的貨幣匯率波動大或金融體系不成熟時,用當地的貨幣作支付會有一定風險,對方就可以使用穩定幣作支付用途,能突破現時跨境支付遇到的樽頸。
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