郭家耀:觀望外圍港股料反覆 財險(02328.HK)盈利前景向好
港灣家族辦公室業務發展總監郭家耀稱,美股上週五(16日)表現向好,歐美將開始進行關稅談判,利好市場氣氛,三大指數均錄得升幅收市。美元走勢靠穩,美國十年期債息回落至4.44釐水平,金價表現受壓,油價低位靠穩。港股預託證券變動不大,預料大市早段溫和高開。
內地股市上週五下跌,滬綜指低開低走,收市下跌0.4%,滬深兩市成交額略爲縮減。
港股高位窄幅爭持,指數企穩23,000點水平,但由於近日升幅較大,大市略作整固,整體成交亦較爲清淡。投資者繼續觀望外圍消息,市場氣氛保持平穩向好,預料指數維持23,000至24,000點水平徘徊。
另中國財險(02328.HK)首季實現保險服務收入1,207億元人民幣(下同),按年增長6.1%;實現淨利潤113.1億元,按年增長92.7%。期內,公司實現原保險保費收入1,804億元,增長3.7%;保險服務收入1,207億元,增長6.1%。其中機動車輛險實現保險服務收入743.3億元,增長2.8%;非機動車輛險實現保險服務收入464.1億元,增長11.7%。公司綜合成本率改善3.4個百份點至94.5%,表現優於同業,實現承保利潤66.5億元,大幅增長183%,主要受惠優化費用投入以及大災損失減少。另外,總投資收益74.64億元,未年化總投資收益率爲1.2%,按年上升0.4個百分點。公司在截至3月底止的核心資本爲2,500億元,按年上升3.8%。綜合償付能力充足率上升4.9個百分點至237.5%;核心償付能力充足率達216.3%,增加5.3個百分點。公司持續優化業務結構,提升定價能力及管理水平,盈利前景向好。
(筆者爲證監會持牌人,本人及相關人士沒持有上述股份)~
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