渣打集團(02888.HK)：一季度業績表現強勁，經營收入增長至54億元
格隆匯5月2日丨渣打集團(02888.HK)發佈2025年第一季度業績，在經濟環境不斷變化下，集團於2025年第一季度表現強勁。經營收入增長7%至54億元(美元，下同)。倘剔除重大項目的影響，經營收入則上升12%。基本支出增加5%，倘剔除重大項目，則產生7%的正收入與成本增長差。本季度信貸減值支出爲2.19億元，等於年化貸款損失率爲25個基點。因此，除稅前基本溢利達23億元，增長12%，以及每股基本盈利上升19%。集團依然保持充足資本及高流動性，具備多元化及穩健的存款基礎。流動性覆蓋比率爲147%，反映了嚴謹的資產及負債管理。於2025年2月宣佈15億元的股份回購計劃後，普通股權一級資本比率在其影響下仍保持在13.8%的穩健水平，至於第一季度的溢利增加則部分被風險加權資產增加所抵銷。
經營收入增加7%至54億元，倘剔除該兩個重大項目則增加12%。增長乃由於財富方案業務創紀錄的表現，以及環球市場業務與環球銀行業務強勁的雙位數增長所致。淨利息收入增加7%，受惠於組合有所優化以及過往短期對衝到期，惟部分被減息及邊際利潤受壓造成的影響所抵銷。非淨利息收入上升7%，倘剔除重大項目則上升18%。此乃由於財富方案業務動力持續發揮下，投資產品及銀行保險業務均錄得雙位數增長，加上環球銀行業務因放貸量上升以及環球市場業務因經常性及非經常性收入增長強勁而兩者表現同告亮麗所致。按基本基準計算的每股基本盈利上升9.8仙或19%至62.7仙，列賬基準每股盈利上升10.1仙或22%至56.6仙，反映溢利上升及股份回購計劃成功執行令股份數目有所減少。
集團行政總裁Bill Winters表示：“我們在2025年第一季度的業績表現強勁，每股盈利上升19%，主要受財富方案、環球市場及環球銀行業務的收入均錄得雙位數增長所帶動。隨後實施的貿易關稅令全球經濟及地緣政治更趨複雜，我們會持續密切關注外圍環境的變化。我們具備實力在巿場波動時期協助客戶跨境管理其業務和財富，使我們有信心能夠繼續提升集團回報。我們在亞洲、非洲和中東，以這些結構性高增長市場的業務，正是爲股東締造長期可持續價值的關鍵。我們會保持專注，加強這些競爭優勢，以推動未來增長。”
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